About Us

About Us!

About our Company.

Since Real Estate tends to represent the single largest investment most of us will ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has their own underwriting and programs. The difficulty for most people in shopping for their own loan is that they don't know all the right questions to ask, or all of the options available to them. Adding to that difficulty is that fact that most lenders ony have two or three programs to offer, so their job is to sell you what they have rather than find the program that fulfills your needs. We, on the other hand, we can tailor the package to fit your needs, based upon many factors, such as your current income, your expectations of future earnings, credit history, and how long you plan to own the property. Since we broker through many different lenders, we have access to every sort of program, 1st or 2nd mortgages, fixed, adjustable, no down, combo loans, equity lines, etc... We will explain all your options and assist you in making a fully informed choice.

We Get the Job Done! Fast and Efficiently!

We know how important your time is. It is our job to simplify and take the anxiety out of your loan search. Our expertise and agressive pursuit of the best loan for you is our strength. Utilizing all of our traditional sources as well as technology, we leave no stone unturned in finding the right loan, custom fit to your situation.

Past/Present Credit Problems OK!

Many lenders, and especially banks, like to rake in the cream of the crop easy loans off the top and reject the rest. Don't Get us wrong, we like the "easy stuff" also...But we truely specialize in borrowers with "credit problems." Need another chance? Need someone to listen? Want someone with insight and answers? You'll be astonished at our knowledge and ability to stisfy your lending needs. Excellent credit or damaged credit with bankruptcy and/or foreclosure are the areas of expertise that we can provide. If the borrower has difficult credit situation we have the Lenders that will provide a loan when most other sources will turn you down.

WE DON'T WORK FOR THE LENDER, WE WORK FOR YOU!


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FIVE STAR MORTGAGE

551 South Main St

Salinas, CA 93901

Phone:

831-757-3690

Fax:

831-757-4110

info@fivestrmtg.com

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